St Germain Homes under $500,000

St Germain Homes under $500,000

Welcome to St. Germain, Wisconsin – a hidden gem nestled in the heart of Vilas County. Known for its stunning natural beauty and vibrant community, St. Germain is the perfect destination for those seeking a serene lifestyle surrounded by pristine lakes and lush forests. Whether you’re an outdoor enthusiast or someone looking for a peaceful retreat, this charming town offers an abundance of recreational activities, including hiking, fishing, and snowmobiling, making it a year-round haven.

One of the most appealing aspects of St. Germain is its diverse real estate market, particularly for homes under $500,000. Here, you can find a variety of properties that cater to different tastes and lifestyles. From cozy cabins tucked away in the woods to spacious family homes with scenic lake views, there’s something for everyone. The affordability of these homes allows you to invest in your dream property without breaking the bank, making it an ideal choice for first-time buyers, retirees, or anyone looking to escape the hustle and bustle of city life.

In addition to its picturesque surroundings and affordable housing options, St. Germain boasts a friendly community atmosphere. With local shops, restaurants, and seasonal events, there’s always something happening that brings neighbors together. So whether you’re looking to settle down or simply invest in a vacation home, St. Germain, WI, offers the perfect blend of tranquility, charm, and affordability. Come explore the possibilities and make this delightful town your new home!

Newest St Germain Homes under $500,000

1555 Daisy Dr, St Germain
$144,900
2 Beds ⋅ 1 Baths ⋅ 219937 MLS
Located close to St.Germain sits this private hidden gem. Part of the Leisure Estates development, this property comes with four well wooded lots. The home boasts 2 bedrooms, a bath/shower combo bathroom, roomy living room, and LP gas. There is a oversized two car garage right outside, with a towering mix of tress for privacy and shade. The home is part of an estate and has had the power disconnected. It is buyers responsibility to reconnect. The home is being sold as-is with

1555 Daisy Dr, St Germain
1742 Lilac Dr, St Germain
$418,000
4 Beds ⋅ 3 Baths ⋅ 219800 MLS
Northwoods living at its best! This 4-bedroom, 3-bathroom home is located in the Leisure Estates subdivision in St. Germain and offers plenty of room for family and guests. The home features a new roof, newer flooring, a full finished basement, and a convenient first-floor laundry and en suite primary bedroom. Gather around the cozy wood-burning fireplace or enjoy the outdoors from the back deck overlooking the backyard, complete with a garden area. The property also offers excellent storage and workspace with a 2-car detached garage plus a 14' x 14' x 30' metal canopy, providing plenty of room for vehicles, recreational toys, or outdoor equipment. New rotten granite driveway. Kids will love the 25x25 concrete basketball court. Located close to ATV and snowmobile trails, this property is ideally situated for enjoying all that the Northwoods has to offer. Whether you're looking for a year-round home, vacation getaway, or recreational retreat, this St. Germain property is ready to enjoy!

1742 Lilac Dr, St Germain
1669 Apache Trl, St Germain
$289,900
3 Beds ⋅ 2 Baths ⋅ 219641 MLS
Welcome home! This 3 bedroom/2 bathroom home year-round home is on a wooded double lot. This home is set up thoughtfully with the living room, eat-in kitchen and 4-season room on one side and your bedrooms on the other. You'll also appreciate the primary bedroom with ensuite bathroom - complete with jetted tub. Downstairs there is an unfinished basement for storing seasonal items. Outside there is a 2-car detached garage and storage shed with electricity for additional storage. Recent upgrades include new flooring throughout, a new roof, and new pressure tank. This home is perfect to make your new home or home base for Up North adventures, the Indian Woods neighborhood also has easy access to ATV & snowmobile trails without being directly on trails. Stop out and take a look at this home today!

1669 Apache Trl, St Germain
8812 Sunrise Shores Cir Unit Unit 6, St Germain
$230,000
2 Beds ⋅ 1 Baths ⋅ 219623 MLS
Come enjoy this charming 3 season condo cabin at Sunrise Shores! This 2 Bedroom 1 bath unit features a cozy Northwoods feel with a screened porch and easy access to a gorgeous, level sand beach—perfect for swimming and relaxing. A short walk brings you to your designated pier slip, which accommodates your own boat lift. Nearly fully furnished with only a few exceptions (see buyer details), this is a very nice and affordable package on a Class A Muskie Lake.

8812 Sunrise Shores Cir Unit Unit 6, St Germain
Lot 1 Sunrise Ln, St Germain
$479,300
3 Beds ⋅ 3 Baths ⋅ 219364 MLS
Custom Builders is excited to introduce a new planned residential community in beautiful St. Germain, WI. This thoughtfully designed neighborhood will feature 17 individual residences, each on its own homesite, offering privacy, comfort, and a welcoming community atmosphere. Model C-3L offers a thoughtfully designed 3-bedroom, 3-bathroom home with a partially finished lookout basement, spacious 3-car attached garage, and covered deck. The main level features a private primary suite with ensuite bath, versatile den, convenient laundry/mud room, kitchen and dining area, and an inviting living room highlighted by a beautiful stone-to-mantel fireplace. The finished lower level expands the living space with a generous family room, two additional bedrooms, and a full bathroom—perfect for family, guests, or entertaining. Quality features included in the base price include Epitome foundation walls, 9' 2x6 exterior walls with R-19 insulation and R-50 insulation in ceiling, energy-heel roof trusses, 30-year shingles, Andersen windows and patio doors, fiberglass exterior doors, upgraded maintenance free siding, painted interior doors, stained wood trim, upgraded plumbing fixtures, cabinetry and countertops, Rigid Max flooring, concrete walks, and landscaping. Condominium plat and documents are in process and anticipated mid-October 2026. Offers shall be contingent upon Buyer’s satisfactory review of the condominium documents and the building specifications within 5 business days of receipt. Condo fee is estimated at $50/month; final fee has not been determined and is subject to change. Photos are renderings for illustrative purposes and may not reflect exact final construction, finishes, colors, materials, or features.

Lot 1 Sunrise Ln, St Germain
Lot 2 Sunrise Ln, St Germain
$439,900
3 Beds ⋅ 3 Baths ⋅ 219363 MLS
CornerStone Custom Builders is excited to introduce a new planned residential community in beautiful St. Germain, WI. This thoughtfully designed neighborhood will feature 17 individual residences, each on its own homesite, offering privacy, comfort, and a welcoming community atmosphere. Model B-2R features 3 bedrooms, 3 bathrooms, and a spacious 2-car attached garage with 16’ x 7’9” overhead door. The inviting main level offers a spacious primary suite with private ensuite bath, versatile den, convenient laundry, and an airy open-concept kitchen, dining, and living area. A striking stone-to-mantel fireplace creates a warm focal point for relaxing and entertaining. The generous 481 sq. ft. second level includes two additional bedrooms and a full bath, providing excellent space for family or guests. Quality features included in the base price include Epitome foundation walls, slab-on-grade construction, 9' 2x6 exterior walls with R-19 insulation and R-50 insulation in ceiling, energy-heel roof trusses, 30-year shingles, Andersen windows and patio doors, fiberglass exterior doors, upgraded maintenance free siding, painted interior doors, stained wood trim, upgraded plumbing fixtures, cabinetry and countertops, Rigid Max flooring, concrete walks, and landscaping. Condominium plat and documents are in process and anticipated mid-October 2026. Offers shall be contingent upon Buyer’s satisfactory review of the condominium documents and the building specifications within 5 business days of receipt. Condo fee is estimated at $50/month; final fee has not been determined and is subject to change. Photos are renderings for illustrative purposes and may not reflect exact final construction, finishes, colors, materials, or features.

Lot 2 Sunrise Ln, St Germain
Lot 3 Sunrise Ln, St Germain
$369,900
2 Beds ⋅ 2 Baths ⋅ 219333 MLS
CornerStone Custom Builders is excited to introduce a new planned residential community in beautiful St. Germain, WI. This thoughtfully designed neighborhood will feature 17 individual residences, each on its own homesite, offering privacy, comfort, and a welcoming community atmosphere. Model A-2L offers convenient, barrier-free, single-level living with 2 bedrooms, 2 baths, and an attached 2-car garage. Starting at $369,900, this new construction home combines an open-concept design, quality craftsmanship, energy-efficient features, and modern finishes. The base price includes Epitome foundation walls, slab-on-grade construction, 9' 2x6 exterior walls with R-19 batt insulation and R-50 insulation in ceiling, trussed roof with energy heel and 30-year shingles, energy-efficient Andersen windows and patio doors, fiberglass exterior doors, upgraded maintenance free siding, painted interior doors, stained wood trim, upgraded plumbing fixtures, high-line toilets, upgraded cabinets and countertops, Rigid Max flooring, concrete walks, and landscaping. The garage includes a 16’ x 7’9” overhead door and drywall ceiling. Customize your home with options including a stone-to-mantel gas fireplace, 12x24 third garage stall, 481 sq. ft. second level with 2 additional bedrooms and bathroom. An insulated and finished garage is also available. Enjoy the Northwoods lifestyle with pristine lakes, golf, trails, year-round recreation, shopping, and dining nearby. Ideal for a primary residence, retirement home, or Northwoods retreat. Condominium plat and documents are in process and anticipated fall2026. Offers shall be contingent upon Buyer’s satisfactory review of the condominium documents and the building specifications within 5 business days of receipt. Condo fee is estimated at $50/month; final fee has not been determined and is subject to change. Photos are renderings for illustrative purposes and may not reflect exact final construction, finishes, colors, materials, or features.

Lot 3 Sunrise Ln, St Germain
1630 Pine Tree Ln, St Germain
$314,750
3 Beds ⋅ 2 Baths ⋅ 219301 MLS
Meticulously maintained 3BR/2BA ranch on a quiet cul-de-sac in Forest Downs. Includes deeded access to 700' of sandy shoreline on 1,617-acre Big St. Germain Lake, a picnic area, and optional boat slip availability. Highlighted updates feature a 3-year-old roof, kitchen flooring, windows, newer stainless steel appliances, low-maintenance decking, and an oversized attached garage. Tons of storage in the 2 sheds and crawl space with concrete slab. Near area recreational trails—perfect for year-round living or a vacation getaway! Call today for your private tour.

1630 Pine Tree Ln, St Germain
8567 W Hwy 70, St Germain
$178,000
2 Beds ⋅ 2 Baths ⋅ 219287 MLS
St. Germain 2 Bedroom, 1.5 bath home on the St. Germain River! Affordable and on the water. There is a large garage and a pier on the river. Downtown St. Germain is close by and Minocqua is under 20 minutes. The home is year-round. The garage roof needs some work, but it is an affordable way to get your up north getaway.

8567 W Hwy 70, St Germain
8308 Half Mile Rd Unit 4, St Germain
$415,000
3 Beds ⋅ 3 Baths ⋅ 219223 MLS
St. Germain sits in the heart of the Northwoods, and this cabin puts you right in the middle of it all. Enjoy direct access to bike, UTV/ATV and snowmobile trails. This 3BR, 2.5BA cabin offers over 1,200 sq ft of inviting knotty-pine living space. The brand-new chef’s galley kitchen features solid-surface counters, stainless steel appliances, dishwasher and washer/dryer. A gas stone fireplace adds warmth and Northwoods charm. The upper-level family room is currently set up as a 4th bedroom, providing valuable additional sleeping space. Enjoy the cabin personally or take advantage of the strong rental history. Located at Leisure Lodge on 1,622-acre Big St. Germain Lake, which connects to two additional lakes. This property offers excellent fishing and water recreation. Amenities include shared piers with one dedicated boat slip, an on-site boat launch, sand swimming beach, volleyball, basketball, shuffleboard, tennis court, fish-cleaning house, shared lake toys and ample parking. A centrally located dumpster adds convenience. Minimal association fees of $160/month help keep ownership affordable. The grounds are plowed throughout the winter and mowed/landscaped in summer, allowing you to simply arrive and enjoy. Less than five minutes from shopping and area amenities, with Eagle River and Minocqua both just a short drive away. Centrally located between these popular Northwoods destinations, this cabin combines recreation, convenience, privacy and a small-community feel with excellent rental potential.

8308 Half Mile Rd Unit 4, St Germain
7986 Paton Rd Unit 10, St Germain
$399,000
3 Beds ⋅ 1 Baths ⋅ 219112 MLS
Discover the perfect Northwoods getaway at this 3 bedroom/1 bath nostalgic tamarack log cabin that is in Pine Haven Condominiums, beautifully situated on spectacular Little St. Germain Lake’s West Bay. This 980 acre full-recreation lake is ideal for boating, fishing, swimming, and enjoying all your favorite water sports. The cabin features recent updates, a spacious deck with views of the lake, perfect for relaxing or entertaining, and a cozy gas fireplace to warm up beside on chilly Northwoods evenings. Conveniently located close to town with easy access to snowmobile and UTV trails, this property offers year-round enjoyment in an unbeatable location. Whether you're searching for a personal retreat, or investment property, this cabin offers excellent rental income potential and is being sold completely furnished for a true turn-key opportunity. There is 569' of shared water frontage that provides easy access to all that Little St. Germain Lake has to offer. Come enjoy the best of the Northwoods—this charming cabin is ready for you!

7986 Paton Rd Unit 10, St Germain
1658 Shields Rd Unit 7, St Germain
$299,900
2 Beds ⋅ 1 Baths ⋅ 219091 MLS
Escape to the Northwoods with this fully furnished, turnkey, charming 2-bedroom, 1-bathroom three-season cabin nestled right on the shores of Little Saint Germain Lake. Offering an incredible opportunity to enjoy lakefront living without the maintenance and expense of a larger property, this cozy cabin is the perfect place to relax, unwind, and create lasting memories. As part of a well-maintained condominium association, owners enjoy access to a beautiful shared beach area and a private boat landing, making it easy to spend your days swimming, boating, fishing, and enjoying everything Little Saint Germain Lake has to offer. The cabin's convenient location also puts you close to some of Vilas County's best paved bike trails, as well as ATV/UTV trail access for year-round Northwoods adventure. Whether you're looking for a weekend retreat, a summer getaway, or a place to enjoy the lake and trails with family and friends, this property offers an affordable way to experience the best of Wisconsin's Northwoods. Bring your boat, bikes, and ATV/UTV and start making memories on Little Saint Germain Lake!

1658 Shields Rd Unit 7, St Germain
Start Your Search

How much is your home worth?

Get instant property value now!